Clover Hardware

Software Plans

Clover offers various Software-as-a-Service (SaaS) plans, categorized by business type (Retail, Services, and Restaurant) and functionality (Essentials, Growth, Full Service). These plans provide access to specific features and functionalities tailored to different business needs.

For example, the Clover Services Growth SaaS Plan is designed for businesses like salons and spas, offering features such as appointment scheduling, while the Clover Retail Growth SaaS Plan includes features for managing retail operations.

Plans can be changed on the Clover Web Dashboard and devices, simplifying the merchant's transition between plans while supporting growth as business needs evolve.

1. By Business Type:



• Retail: Focuses on features relevant to retail operations, such as inventory management, customer relationship management, and sales tracking. 
• Services: Designed for service-based businesses like salons, spas, and medical offices, with features like appointment scheduling, customer management, and service-specific reporting. 
• Restaurant: Offers features for restaurants, including table management, order tracking, team management, and detailed analytics. 

2. By Functionality:



• Essentials: Provides a basic set of features for managing sales, payments, and customer interactions. 
• Growth: Offers a more comprehensive set of features designed to support business growth, including features like inventory management, online ordering, and loyalty programs. 
• Full Service: Provides advanced features for managing complex operations, such as table service management, course firing, and detailed analytics. 

3. Examples of Features:



• Appointment Scheduling: Allows service-based businesses to manage appointments online and in-person. 
• Table Management: Helps restaurants manage table layout, seating, and reservations. 
• Inventory Management: Enables businesses to track inventory levels, set up alerts for low stock, and manage product variants. 
• Customer Relationship Management (CRM): Allows businesses to track customer data, manage loyalty programs, and personalize customer experiences. 
• Online Ordering: Facilitates online ordering for restaurants and other businesses, streamlining order intake and delivery. 
• Detailed Analytics: Provides insights into business performance, including sales, customer demographics, and inventory trends. 

Clover Starter

• Entry-level SaaS plan designed for ease of use
• Accept card payments and track transactions without needing a Clover POS device

Versatile Payment Acceptance

• Payments through web browsers, mobile devices, websites, or Clover devices (Compact, Go, Flex, Flex Pocket, Mini)

Access to Transaction Details

• Access to detailed transaction information via the Clover Dashboard

Scalability for Business Growth

• Flexible upgrade path to higher-level SaaS plans
• Addition of management features and additional device types as business needs evolve

Clover Essentials

• Base SaaS plan to get merchants started with Clover
• Seamless payment acceptance with or without a Clover POS device

Versatile Payment and Management

• Accept payments through various channels with a single dashboard for centralized management

Lightweight Business Management Features

• Inventory management
• Order management
• Item-level discounts
• Tax calculations

Scalability for Business Growth



• Upgrade potential to higher-level service plans
• Access to advanced management features and additional device types as business needs evolve
  

Retail Growth SaaS

• Comprehensive end-to-end retail operating system
• Designed to drive business growth by simplifying inventory management and enhancing omni-commerce capabilities

Features Included

• All features available in Essentials SaaS
• Enhanced inventory management
• Advanced order management
• Support for item variants
• Weight scale integration
• Online store capabilities

Seamless Integration

• Integrates seamlessly with Clover's ecosystem
• Enhances operational efficiency and customer engagement across various industries
  

Services Growth SaaS

• Comprehensive end-to-end retail operating system
• Designed to drive business growth by simplifying inventory management and enhancing omni-commerce capabilities

Features Included

• All features available in Essentials SaaS
• Enhanced inventory management
• Advanced order management
• Support for item variants
• Weight scale integration
• Online store capabilities

Seamless Integration

• Integrates seamlessly with Clover's ecosystem
• Enhances operational efficiency and customer engagement across various industries
  

Restaurant

• Built on the foundation of Essentials SaaS
• Powerful point-of-sale solutions tailored for both Quick-Service Restaurants (QSRs) and Full-Service Restaurants (FSRs)

Tailored Solutions

• Specific features and tools addressing the unique needs of both QSRs and FSRs
• Enhances operational efficiency and customer satisfaction

Comprehensive and Scalable



• Versatile plan that grows with your business needs
• Designed to meet the dynamic demands of the restaurant industry
  

Healthcare

• SaaS plan specifically designed for safeguarding personal medical information
• Adheres to HIPAA guidelines to ensure compliance



Core Capabilities

• Similar capabilities to Payments SaaS
• Key restrictions to avoid capturing personal information

HIPAA Compliant Features

• No access to Clover App Market, Inventory app, Customers app, payment notes, etc.
• Ensures businesses are HIPAA exempt

Ideal for Healthcare Industry

• Tailored for businesses that handle sensitive medical information
• Provides secure and compliant payment processing and management
  

Content Type: Product Overview
Last Update: August 2025

The document outlines the Clover Network's SaaS offerings scheduled for May 2025, detailing various payment solutions, inventory management, customer engagement tools, and employee management features. It includes pricing structures for different devices and services, highlighting capabilities such as online ordering, customer loyalty programs, and comprehensive reporting tools. This information is crucial for businesses considering Clover's services for enhancing operational efficiency and customer experience.

Solutions

Clover Payroll by ADP - Coming Soon!

Key Benefits

Automated Payroll Integration

• Seamlessly integrates payroll, scheduling, and time tracking.
• Reduces manual effort and payroll errors.

Save Time and Effort

• Average of 5 hours saved per pay period on payroll tasks.
• Quick and easy payroll setup and execution.

Compliance Made Simple

• Automatic tax filing with ADP's expertise.
• Avoid costly mistakes and IRS penalties.

User-Friendly Experience

• Access all features through Clover’s streamlined Dashboard.
• Intuitive setup process with ongoing support.
• Manage payments, track sales, and run payroll from the same device.
  

Clover Cash Discount

The Clover Cash Discount program lets merchants offer a discount to customers who pay with cash, effectively reducing the price they have to pay. This encourages cash payments and helps merchants save on credit card processing fees by including these fees in the displayed price.

• Encourages customers to use cash by offering discounts, thereby reducing the merchant’s credit card processing fees.
• Must have clear signage displaying both cash and card prices.

Important

• Merchant cannot be on Merchant Surcharge Program when using Clover Cash Discount.

Key Benefits

• Reduced Processing Fees: By encouraging cash payments, merchants can significantly reduce their credit card processing fees.
• Compliance: The program is designed to be compliant with card network rules by presenting the discount clearly.
  

Clover Cash Discount Use Cases

• Small Retail Store: A small local retail store implements the Cash Discount program to encourage customers to pay with cash, thus reducing the store’s overall credit card processing fees and enhancing the bottom line.

• Coffee Shop: A busy coffee shop uses the program to streamline cash transactions, speeding up the checkout process and minimizing fees for small transactions that typically incur higher proportional credit card fees.



• Auto Repair Shop: An auto repair shop offers a cash discount to customers, which helps in managing the high transaction amounts and saving significantly on credit card fees for high-ticket services.

Merchant Surcharge Program

Clover Surcharge Use Cases

• Boutique Store: A boutique store in a tourist area adds a surcharge for credit card payments. This approach allows the store to maintain competitive pricing for cash customers while covering the processing costs for card transactions from tourists.

• Online Retailer: An online retailer adopts the surcharge program to transparently pass on the credit card processing fees to customers who choose to pay with a credit card, helping the retailer manage thin profit margins.



• High-End Restaurant: A high-end restaurant utilizes the surcharge program to offset the costs of credit card processing without raising overall menu prices, maintaining an upscale dining experience while managing costs.

Clover Capital Advance